Best Smartphones Under ₹20,000 in India – Top 5 Picks for 2025

Looking for a powerful smartphone without burning your wallet? Here are the top budget phones under ₹20,000 that offer amazing features for the price.

Whether you’re a student, working professional, or someone upgrading from an older phone, these picks balance performance, battery life, design, and camera quality without breaking the bank.

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Redmi Note 13 5G


1. Redmi Note 13 5G

  • Display: 6.67" FHD+ AMOLED, 120Hz
  • Processor: MediaTek Dimensity 6100+
  • Camera: 50MP main + 2MP depth
  • Battery: 5000mAh, 33W fast charging
  • Software: MIUI 14 (Android 13)

Why it stands out: Great AMOLED display and smooth performance make this a strong all-rounder.

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Realme Narzo 60x 5G


2. Realme Narzo 60x 5G

  • Display: 6.72" FHD+ LCD, 120Hz
  • Processor: MediaTek Dimensity 6100+
  • Camera: 64MP AI camera
  • Battery: 5000mAh, 33W charging
  • Software: Realme UI 4.0 (Android 13)

Why it stands out: Sleek design and reliable performance for everyday users.

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iQOO Z7 5G


3. iQOO Z7 5G

  • Display: 6.38" AMOLED, 90Hz
  • Processor: MediaTek Dimensity 920
  • Camera: 64MP with OIS + 2MP
  • Battery: 4500mAh, 44W fast charging
  • Software: Funtouch OS 13

Why it stands out: A gaming and camera-friendly device with AMOLED and OIS at this price is rare.

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Samsung Galaxy M14 5G


4. Samsung Galaxy M14 5G

  • Display: 6.6" PLS LCD, 90Hz
  • Processor: Exynos 1330
  • Camera: 50MP + 2MP + 2MP
  • Battery: 6000mAh, 25W fast charging
  • Software: One UI Core 5

Why it stands out: A Samsung phone with long battery life and software reliability at a great price.

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Motorola G73 5G


5. Motorola G73 5G

  • Display: 6.5" FHD+ LCD, 120Hz
  • Processor: MediaTek Dimensity 930
  • Camera: 50MP main + 8MP ultrawide
  • Battery: 5000mAh, 30W TurboPower
  • Software: Near-stock Android 13

Why it stands out: Clean software, stereo speakers, and ultrawide camera make it a fun all-rounder.

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What to Look for in a Phone Under ₹20,000

  • AMOLED or high refresh rate LCD displays
  • 5G support and future-ready processors
  • 50MP+ cameras with software optimization
  • Long battery life (5000mAh+) with fast charging
  • Clean, bloat-free software for better performance
Samsung Galaxy M16

Samsung Galaxy M16 (New Launch)




If you're looking for a budget phone packed with great features, the Samsung Galaxy M16 is a strong choice under ₹20,000.
Buy now:
Samsung Galaxy M16 on Amazon
Charger Recommendation:
Since chargers are not always included, you can also grab a fast charger:
Samsung M16 Charger with Cable (Kratos)

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Final Thoughts

Each of these phones brings something unique to the table—whether it’s Samsung’s massive battery, iQOO’s camera features, or Redmi’s vibrant AMOLED screen. Depending on what you prioritize—camera, display, battery, or UI—you can easily pick a budget 5G phone that matches your needs.

Disclaimer: All product images and links used in this blog post are sourced directly from Amazon for review and informational purposes only. Pick My Gadgets not claim ownership of these images.